FINTECH ● MOBILE MONEY ● CLOUD ● STARTUPS ● CAREERS ● POLICY ● DATA ● GADGETS ● FINTECH ● MOBILE MONEY ● CLOUD ● STARTUPS ● CAREERS ● POLICY ● DATA ● GADGETS ●
CREATING TECHNOLOGY OPPORTUNITIES FOR AFRICA.

Digital safety / CONCEPT BLUEPRINT

A family digital-account inventory without shared passwords

Help people document which essential accounts they use and where official recovery instructions live. Keep passwords, recovery codes and identity documents out of the tool.

WorldwideStarter prototypeITBank Idea Desk · AI-assisted

Who this is for: Households, digital inclusion trainers and community technology advisers

01 / THE BLUEPRINT

The problem to investigate

A person may not remember which email address or provider is connected to an important service. Ask about this organisational problem without collecting actual account details. A family spreadsheet containing everyone’s credentials would create a different and more serious problem.

02 / THE BLUEPRINT

A possible solution

Offer a locally completed worksheet listing service names, the account owner and a pointer to official recovery information. Let users mark where they keep their own secure records without putting the secrets themselves into the worksheet.

03 / THE BLUEPRINT

Start without an app

A printed checklist stored privately may be the best product. Encourage users to consult official provider guidance rather than follow a universal recovery recipe. The service can be a workshop instead of another cloud account.

04 / THE BLUEPRINT

Technology that could help

A browser-only form that exports locally could support the worksheet without sending responses to a server. Use clearly labelled fields and minimise analytics. Any optional sync feature would require a separate security design and review.

05 / THE BLUEPRINT

Your first experiment

  1. Draft a worksheet using fictional service names and accounts.
  2. Ask adult volunteers whether each field is understandable and necessary.
  3. Test printing and local export without entering real credentials.
  4. Have a security reviewer examine the design before a public workshop.

06 / THE BLUEPRINT

People, resources and cost drivers

You need clear writing, accessible materials and competent security review. Workshop facilitation, translations and ongoing provider-link checks are costs. Keeping data out of the service can reduce both operational burden and exposure.

07 / THE BLUEPRINT

What to validate — and when to stop

Check whether users understand exactly what must not be entered. Remove any field that encourages secret sharing. Stop the trial if users treat the inventory as authority to access somebody else’s account.

08 / HYPOTHESIS TO TEST

Potential impact and how to measure it

The proposed benefit is better awareness of account ownership and recovery routes. Measure completion with fictional examples and understanding of boundaries. Do not promise successful recovery, protection from fraud or access after an owner’s death.

09 / THE BLUEPRINT

Risks and safeguards

Never ask for passwords, one-time codes, recovery keys or identity documents. Do not facilitate account takeover or bypass provider checks. Sensitive family and estate questions require appropriate professional guidance and the account owner’s consent.

10 / THE BLUEPRINT

Who might pay or maintain it

A digital inclusion programme could offer the worksheet and training. A paid workshop should charge for education, not recovery guarantees. Avoid monetising household account information or making a cloud upload necessary to use the resource.

More problems worth exploring

ALL IDEAS ↗
Digital safetyCONCEPT / 01

Africa · Starter prototype

An access handover checklist when a small-business worker leaves

Explore a practical checklist for returning devices and reviewing work-account access during a staff change. Start with an accountable owner for each system and keep private employee accounts outside the process.

For: Small-business owners, operations managers and authorised IT support staff

Open the blueprint →